{"insights":{"1594828349686":{"insightType":"CUSTOM_FORM","title":"Ten years to retirement? – Ten things to consider","summary":"

The question of retirement planning is complex, with many considerations. Getting an expert opinion from a qualified financial adviser can be highly beneficial.

","link":"https://www.bishopfleming.co.uk/insights/ten-years-retirement-ten-things-consider","linkLabel":"Read More","tag":"Article","image":{"mid":"2018","full_image":"/sites/default/files/2020-08/GettyImages-1124657093_Resize.jpg","thumb_image":"/sites/default/files/styles/large/public/2020-08/GettyImages-1124657093_Resize.jpg?itok=Kca619qe"}},"1594828386777":{"insightType":"CUSTOM_FORM","title":"Investing in the Stock Market in Turbulent Times","summary":"

As we have seen in recent weeks, stock markets, generally, on a global basis, go through periods of uncertainty and volatility. Until the Coronavirus crisis, the most recent large falls came in 2008 during the period dubbed as ‘the financial crash’.

","link":"https://www.bishopfleming.co.uk/insights/investing-stock-market-turbulent-times","linkLabel":"Read More","tag":"Article","image":{"mid":"2023","full_image":"/sites/default/files/2020-08/Bitcoin.jpg","thumb_image":"/sites/default/files/styles/large/public/2020-08/Bitcoin.jpg?itok=ynz8jQ0K"}},"1594828420198":{"insightType":"CUSTOM_FORM","link":"https://www.bishopfleming.co.uk/insights/negative-interest-rates-how-would-they-affect-you","linkLabel":"Read More","title":"Negative interest rates – how would they affect you?","tag":"Article","summary":"

The base rate has been cut to a record low of 0.1%, and the Bank of England has not ruled out cutting interest rates to below zero in an attempt to further boost the economy.

","image":{"mid":"2024","full_image":"/sites/default/files/2020-08/Money%20coins%20and%20notes%20Resized.jpg","thumb_image":"/sites/default/files/styles/large/public/2020-08/Money%20coins%20and%20notes%20Resized.jpg?itok=hZnE9vvy"}},"1596711721415":{"insightType":"CUSTOM_FORM","title":"Lifetime ISA withdrawals made easy","summary":"

People who need to access to their savings during the current pandemic can now withdraw funds from their Lifetime ISA (LISA) funds early without paying the full withdrawal charge, thanks to a temporary rule change.

","link":"https://www.bishopfleming.co.uk/insights/lifetime-isa-withdrawals-made-easy","linkLabel":"Read More","tag":"Article","image":{"mid":"2019","full_image":"/sites/default/files/2020-08/GettyImages-1134304544_Resize.jpg","thumb_image":"/sites/default/files/styles/large/public/2020-08/GettyImages-1134304544_Resize.jpg?itok=wX2zNXrn"}},"1596712413122":{"insightType":"CUSTOM_FORM","title":"Lessons for the corporate world from the unthinkable COVID19","summary":"

Corporate governance is not a new concept, but adoption of the practice of governance varies throughout the corporate world, ranging from almost non-existent to robust and comprehensive.

","link":"https://www.bishopfleming.co.uk/insights/lessons-corporate-world-unthinkable-covid19","linkLabel":"Read More","tag":"Article","image":{"mid":"2025","full_image":"/sites/default/files/2020-08/Business%20Meeting%20resized_0.jpg","thumb_image":"/sites/default/files/styles/large/public/2020-08/Business%20Meeting%20resized_0.jpg?itok=SDY8JxWF"}},"1596712446757":{"insightType":"CUSTOM_FORM","title":"Financial support measures to help your business through COVID-19","summary":"

FAQs asked following the Bishop Fleming webinar, ‘Financial support measures helping businesses during COVID-19’.

","link":"https://www.bishopfleming.co.uk/insights/financial-support-measures-help-your-business-through-covid-19","linkLabel":"Read More","tag":"Article","image":{"mid":"2026","full_image":"/sites/default/files/2020-08/GettyImages-980229622%20resized.jpg","thumb_image":"/sites/default/files/styles/large/public/2020-08/GettyImages-980229622%20resized.jpg?itok=anPbEPlb"}},"1596712493589":{"insightType":"CUSTOM_FORM","title":"Transferring Child Trust Funds into ISAs","summary":"

It will be possible to transfer maturing Child Trust Funds into an Individual Savings Account tax free and without affecting the overall ISA subscription limit.

","link":"https://www.bishopfleming.co.uk/insights/article/transferring-child-trust-funds-isas","linkLabel":"Read More","tag":"Article","image":{"mid":"2021","full_image":"/sites/default/files/2020-08/GettyImages-1185611456_resize.jpg","thumb_image":"/sites/default/files/styles/large/public/2020-08/GettyImages-1185611456_resize.jpg?itok=X1nIA88h"}},"1596712520533":{"insightType":"CUSTOM_FORM","title":"Tax on doctors’ pensions – what next?","summary":"

Recent months have seen the recognition at government level of the costly impact of current pension tax legislation.

","link":"https://www.bishopfleming.co.uk/insights/article/tax-doctors-pensions-what-next","linkLabel":"Read More","tag":"Article","image":{"mid":"2020","full_image":"/sites/default/files/2020-08/GettyImages-1126835434_resize.jpg","thumb_image":"/sites/default/files/styles/large/public/2020-08/GettyImages-1126835434_resize.jpg?itok=IYoYWxRP"}},"1596729640148":{"insightType":"CUSTOM_FORM","title":"Virgil Higglesden","image":{"mid":"2028","full_image":"/sites/default/files/2020-08/Higglesden%20Virgil.png","thumb_image":"/sites/default/files/styles/large/public/2020-08/Higglesden%20Virgil.png?itok=OjSaGjMp"},"summary":"

Chartered Financial Planner

","linkLabel":"View Profile","link":"https://www.bishopfleming.co.uk/our-people/virgil-higglesden","tag":"People"},"1596729686428":{"insightType":"CUSTOM_FORM","title":"James Low","link":"https://www.bishopfleming.co.uk/our-people/james-low","linkLabel":"View Profile","summary":"

Senior Financial Planning Consultant

","image":{"mid":"2029","full_image":"/sites/default/files/2020-08/Low%20James.png","thumb_image":"/sites/default/files/styles/large/public/2020-08/Low%20James.png?itok=LdlZUBKB"},"tag":"People"},"1596729749570":{"insightType":"CUSTOM_FORM","link":"https://www.bishopfleming.co.uk/our-people/nick-foley","summary":"

Chartered Financial Planner

","title":"Nick Foley","tag":"People","image":{"mid":"2030","full_image":"/sites/default/files/2020-08/Foley%20Nick.png","thumb_image":"/sites/default/files/styles/large/public/2020-08/Foley%20Nick.png?itok=Pdni5Lto"},"linkLabel":"View Profile"},"1596729835251":{"insightType":"CUSTOM_FORM","summary":"

Independent Financial Advice Managing Director

","title":"Ian Saunders","image":{"mid":"2031","full_image":"/sites/default/files/2020-08/Saunders%20Ian.png","thumb_image":"/sites/default/files/styles/large/public/2020-08/Saunders%20Ian.png?itok=uAJG1X3u"},"linkLabel":"View Profile","link":"https://www.bishopfleming.co.uk/our-people/ian-saunders","tag":"People"},"1596815785618":{"insightType":"CUSTOM_FORM","link":"https://www.bishopfleming.co.uk/sites/default/files/2020-08/BFIFA%2010%20Years%20to...pdf","linkLabel":"Download","title":"BFIFA: Ten years to retirement","summary":"

You can rely on Bishop Fleming Independent Financial Advisers (IFAs) to give you impartial advice.

","image":{"mid":"2036","full_image":"/sites/default/files/2020-08/Mock%20Up_0.png","thumb_image":"/sites/default/files/styles/large/public/2020-08/Mock%20Up_0.png?itok=vF_Sz-2O"},"tag":"Guide"},"1601289621343":{"insightType":"CUSTOM_FORM","title":"A few weeks ago, the UK economy was announced as being officially in recession. ","summary":"

What does this mean?

","link":"https://www.bishopfleming.co.uk/insights/few-weeks-ago-uk-economy-was-announced-being-officially-recession-what-does-mean","linkLabel":"Read More","tag":"Article","image":{"mid":"2152","full_image":"/sites/default/files/2020-09/GettyImages-1040303566.jpg","thumb_image":"/sites/default/files/styles/large/public/2020-09/GettyImages-1040303566.jpg?itok=MxuvoAAA"}},"1605699866402":{"insightType":"CUSTOM_FORM","title":"How to protect your cash if the Chancellor swoops on capital gains tax","summary":"

With Pfizer potentially weeks away from distributing a coronavirus vaccine, it seems increasingly likely that, next year, the Government will shift from pandemic emergency response mode to asking: ‘How on earth do we pay for all this?’

","link":"https://www.bishopfleming.co.uk/insights/how-protect-your-cash-if-chancellor-swoops-capital-gains-tax","linkLabel":"Read More","tag":"Article","image":{"mid":"2320","full_image":"/sites/default/files/2020-11/Digital%20Accounting.jpg","thumb_image":"/sites/default/files/styles/large/public/2020-11/Digital%20Accounting.jpg?itok=9wJuM9rb"}},"1662997423565":{"insightType":"CUSTOM_FORM","title":"How can I protect against the death of a shareholder in my business?","summary":"

The death of a shareholder can be incredibly disruptive to a business. In these difficult times, how can you ensure you are protected?

","link":"https://www.bishopfleming.co.uk/insights/how-can-i-protect-against-death-shareholder-my-business","linkLabel":"READ MORE","tag":"Article","image":{"mid":"4358","full_image":"/sites/default/files/2022-09/GettyImages-103332706.jpg","thumb_image":"/sites/default/files/styles/large/public/2022-09/GettyImages-103332706.jpg?itok=PFQ4xWea"}}},"layout":[{"w":2,"h":7,"x":2,"y":7,"i":"1594828349686","minW":2,"maxW":6,"minH":7,"maxH":7,"moved":false,"static":false},{"w":4,"h":7,"x":2,"y":21,"i":"1594828386777","minW":2,"maxW":6,"minH":7,"maxH":7,"moved":false,"static":false},{"w":2,"h":7,"x":4,"y":7,"i":"1594828420198","minW":2,"maxW":6,"minH":7,"maxH":7,"moved":false,"static":false},{"w":2,"h":7,"x":0,"y":21,"i":"1596711721415","minW":2,"maxW":6,"minH":7,"maxH":7,"moved":false,"static":false},{"w":2,"h":7,"x":6,"y":14,"i":"1596712413122","minW":2,"maxW":6,"minH":7,"maxH":7,"moved":false,"static":false},{"w":2,"h":7,"x":6,"y":0,"i":"1596712446757","minW":2,"maxW":6,"minH":7,"maxH":7,"moved":false,"static":false},{"w":2,"h":7,"x":0,"y":28,"i":"1596712493589","minW":2,"maxW":6,"minH":7,"maxH":7,"moved":false,"static":false},{"w":2,"h":7,"x":4,"y":0,"i":"1596712520533","minW":2,"maxW":6,"minH":7,"maxH":7,"moved":false,"static":false},{"w":2,"h":7,"x":0,"y":7,"i":"1596729640148","minW":2,"maxW":6,"minH":7,"maxH":7,"moved":false,"static":false},{"w":2,"h":7,"x":6,"y":21,"i":"1596729686428","minW":2,"maxW":6,"minH":7,"maxH":7,"moved":false,"static":false},{"w":2,"h":7,"x":4,"y":14,"i":"1596729749570","minW":2,"maxW":6,"minH":7,"maxH":7,"moved":false,"static":false},{"w":2,"h":7,"x":0,"y":14,"i":"1596729835251","minW":2,"maxW":6,"minH":7,"maxH":7,"moved":false,"static":false},{"w":2,"h":7,"x":6,"y":7,"i":"1596815785618","minW":2,"maxW":6,"minH":7,"maxH":7,"moved":false,"static":false},{"w":2,"h":7,"x":2,"y":14,"i":"1601289621343","minW":2,"maxW":6,"minH":7,"maxH":7,"moved":false,"static":false},{"w":2,"h":7,"x":2,"y":0,"i":"1605699866402","minW":2,"maxW":6,"minH":7,"maxH":7,"moved":false,"static":false},{"w":2,"h":7,"x":0,"y":0,"i":"1662997423565","minW":2,"maxW":6,"minH":7,"maxH":7,"moved":false,"static":false}]}

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