The Enterprise Investment Scheme and Venture Capital Trusts reliefs have been extended through to April 2035.

Why is boosting your credit score so important to you and your business?

Businesses often seek financing from their bank, which typically offers various finance products and considers applications.

Whether an experienced entrepreneur or exploring your first venture, setting up a new business will attract start-up costs.

The process for most businesses to access capital is changing as the funding market continues to evolve.

Traditional lending typically involves taking security, which can range from a simple debenture to a full asset charge.

Every new business should have a business plan. It is the key to success. If you need finance, no bank manager will lend money without a considered plan.

The British Business Bank recently launched the Growth Guarantee Scheme to help smaller businesses invest and grow with the help of government-backed finance.

The Recovery Loan Scheme, introduced to help businesses recover from the impact of the pandemic, and which was due to end in June 2024, has been extended to March 2026.

It is important to build a long-lasting relationship with your bank. David Lock examines why this pays dividends for business customers of the banks.