Financing options for owner-managed businesses

As an owner-managed business, whether you’re just starting out, aiming to grow, needing to inject funds, or looking to protect your business, additional financing may be crucial at various stages of your journey.

But what type of financing is best suited to your business needs, and who should you approach for funding? Below, we outline the different types of finance available and the planning required before pursuing any financing solutions.

If you’re facing challenges like these, we’re here to help:

• How do I raise equity finance?
• How do I approach the bank for financing, and what information will I need?
• What are my debt and banking options?
• Where can I find funding for business acquisition or expansion?
• Where can I find alternative funding?
• Where can I find funding for projects and asset purchases?
• What grants are available, and how do I apply?

Equity financing

We can help identify sources of equity funding tailored to your business, whether you need start-up capital or are looking to fund expansion. We assist in preparing presentations for potential funders, developing forecasts, and crafting business plans. We also help establish an indicative valuation for your business and support you in negotiations with funders to secure the necessary capital for achieving your business goals.

Additionally, we assist in raising equity from public markets. As an FCA-registered firm, we can authorize Financial Promotions under s21 FSMA and act as Reporting Accountants on AIM listings.

Debt and banking options

Our team is experienced in advising on raising new debt for acquisitions, capital expenditure, working capital, and more. We assist in identifying potential lenders, liaising with them, preparing forecasts and business plans, and supporting negotiations. We also provide guidance on the renewal and suitability of existing banking arrangements, including currency and interest rate hedging, pricing, security, and money transmission proposals.

Grants

In addition to traditional equity and debt funding, our corporate finance team has extensive knowledge of grant funding opportunities. We have helped businesses secure over £20 million in capital and revenue grant funding across the region. Our expertise in identifying potential sources of grant finance and our strong track record in successful applications can help your business access the financial support it needs.

Alternative financing

Many owner-managed businesses face challenges securing finance through traditional borrowing channels. That’s why we’ve partnered with Capitalise, a business funding platform that provides access to over 100 lenders. This partnership helps businesses like yours find the right financing solutions when traditional options may not be available.

Long-term growth credit

We’ve also partnered with Caple, a European specialist in SME growth credit, to offer long-term growth credit tailored to your business’s specific needs. Through our partnership, we can guide your business plan and financial model through the complete credit process, from initial contact to securing a funded offer.

Get in touch with us

If you’re ready to explore financing options for your business, contact our team today to see how we can assist you in achieving your business objectives.